Service 3
PROBLEM
For the majority of baby boomers, traditional "retirement” is an obsolete concept.
·Most baby boomers who "retire” in their early 60’s will need to generate income into their 90’s or beyond.
·Both pre-retirees and new retirees must make the following decisions:
a. Should I continue to work full time where I am or seek a better opportunity?
b. Should I fully retire and never work again?
c. Should I work till I die with my "boots on”?
d. Do I "downshift” to a less stressful and lower income position while I "bridge the gap” to my social security benefits? What should I do to generate income?
e. How can I make the "next phase” the happiest, most fulfilled years of my life?
·The human brain isn’t capable of complex statistical probability analysis of future income and expenses.
·Lack of clarity on important life issues induces frustration, anxiety, and paralysis.
SOLUTION:
Work with a Certified Financial Planner to develop a customised Action Plan to maximise your financial security and quality of life. For a pre-determined fee your advisor will:
·Create a schedule of all your assets
·Analyse current financial situation and run various financial scenarios for the future
·Answer the following questions
a. What do you really want to do in the next phase of your life?
b. What is the course of action that has the highest probability of creating your preferred future?
c. What undesirable future scenarios should you protect yourself against?
d. Where will your income from and how will you maintain your buying power?
e. How can you leave the maximum estate to my heirs and favourite causes?
PEOPLE WHO BENEFIT MOST:
Serious investors who fit the following profile:
·Are going through or facing a major life transition (or decision)
·Have over £250,000 of investable assets
·Approaching retirement or in the early stages of retirement
·Want help making complex financial, investment, or estate planning decisions
·Open to advice and coaching on ways to define and create their preferred future